Home/Connect/David Martinez — Hard Money Lender
DM
✓ NMLS Verified✓ Verified

David Martinez

Hard Money Lender · National · 12 years experience
National · NMLS Verified
Hard MoneyBridge LoansFix & Flip40+ States

Direct-lender private capital for fix-and-flip, BRRRR refis, and bridge loans. $180M deployed across 400+ loans in 40+ states. In-house underwriting, 7-10 day close, no upfront junk fees.

$180M
Deployed
400+
Loans
12 yrs
Experience
40+ states
Coverage
Verification — Hard Money Lender
Government ID verified
NMLS # confirmed (NMLS-2034891)
Multi-state license check passed
Operating entity confirmed (Martinez Capital LLC)
$49 listing fee paid
Currently listed

Lending Programs

Lending · Fix & Flip
Fix & Flip Bridge — 90% LTC / 75% ARV
Up to $2M · 10–18 mo · 9.99% · 2 pts
9.99%
Rate
7–10 days
Close
Lending · BRRRR Refi
BRRRR Cash-Out Refi — DSCR
$100K–$3M · 30 yr · 75% LTV · No income docs
7.875%
Rate
30 yr
Term
Verified credentials

License & Credentials

✓ NMLS verified by TheDealHaus
NMLS #
NMLS-2034891
Entity
Martinez Capital LLC
Coverage
40+ states
Status
Active
Programs
Fix & Flip · Bridge · DSCR
Last verified
Jan 22, 2025

David Martinez has run a national private-lending shop since 2013, deploying $180M across 400+ loans. Direct-lender (not a broker) — in-house underwriting and capital, with a focus on speed for active fix-and-flip operators.

About

The Lender

DM
David Martinez
Founder · Underwriter
12 years private lending. Personally underwrites every loan over $750K.
RP
Rachel Park
Loan Operations
Manages the day-to-day pipeline and borrower communications across all active loans.
Community

Borrower Reviews

Lender thread
Closed 4 flips with Martinez Capital — pricing, speed, real talk
▲ 41 · 22 replies · 1 week ago
View all community threads →
TheDealHaus verifies NMLS numbers against the national mortgage licensing system. License verification confirms active status only and does not constitute an endorsement. Always read all loan documents and conduct independent due diligence.